Terms of Service
Last updated: January 27, 2026
Please read these Terms of Service ("Terms") carefully before using the Finibily: Billionaire Budget mobile application operated by Tech Hobbyist ("us", "we", or "our").
1 Acceptance of Terms
By downloading, installing, or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
2 Description of Service
Finibily is a financial management tool for tracking expenses, income, and budgets. It includes AI-powered features to assist in automating transaction entry.
3 Use of AI Features
Our Service utilizes third-party AI models. By using these features, you agree that:
- Data Sharing: Inputs (text, images) and necessary context (accounts, categories) are sent to third-party AI providers.
- Accuracy: AI content is for reference only. You are responsible for verifying correctness. We are not liable for AI-generated errors.
4 User Accounts
You guarantee that provided information is accurate and current. You are responsible for safeguarding your credentials and all account activity.
5 Financial Data Storage
Financial data is stored in the cloud for synchronization. While we secure your data, you acknowledge inherent cloud storage risks.
6 Ads and Subscriptions
Advertisements: You agree to ad displays in the free version.
Premium Plans: Subscriptions may offer ad removal and extra features. Specific terms are presented at purchase.
7 Limitation of Liability
In no event shall Tech Hobbyist be liable for indirect, incidental, special, consequential or punitive damages resulting from your use of the Service.
8 Governing Law
These Terms shall be governed by the laws applicable to our jurisdiction.